Purchasing your own Home

MRAC actively supports Aboriginal families seeking to purchase their own homes.

Man standing in front of garden and tree.
Abstract colorful Indigenous art featuring a turtle with intricate patterns and geometric shapes on a black background.

Notice To MRAC Members & Tenants - Property Sales & Home Ownership Opportunity

MRAC annual undertakes a property sales process as part of a planned Housing Renewal Program.

Proceeds from selected vacant property sales will be reinvested into new, modern and culturally appropriate housing to meet future community needs.

No tenants are being required to leave their homes.

Current tenants may apply to purchase the property they rent.

Thinking about purchasing your home? Start here

  • Talk to the MRAC Housing Manager and what the process involves.

  • Get independent financial advice, and talk to a lender or a home ownership program about what you could borrow.

  • Budget for the costs beyond the purchase price — rates, insurance, water, and all maintenance and repairs, which become your responsibility as owner.

  • Take your time. There is no deadline, and the process stays open.

Please note: MRAC can explain the process and what is available, but we are not licensed financial advisers. Please seek your own independent advice before making a decision about buying a home.


Home Loans Resources

There are a range of resources available designed to support Aboriginal families gain access to home ownership.

Aboriginal Home Ownership Hub (Victorian but good guidance)